Today’s we were talking about how to write a check Even though many transactions are online where you can pay people through different paying services at some point in your life you will need to know how to write a check.
You get checks through the financial institution where you have your checking account set up at writing the check is the same as using your debit card where you must have the money in your account in order for the check to go through. Just because you have checks does not mean you have money.
Sometimes it takes a while for checks to go through because they are only deducted once the person or business is deposited the check you wrote to them. This is why it’s very important to know on a checkbook register or somewhere else. The checks you have written if you don’t you may find yourself with overdraft fees or return checks which often see.
How to write a check
So now we’re going to take a look at a check the first thing of a check is the check number that’s in the top right. This is important so you know the check number is that you have in the ones that are yet to go through.
Step 1: Account & Routing Number
The numbers on the bottom. We have our routing number our account number and our check number again.
Step 2: Write Your Information
In the top left is our contact information. So this is important in case somebody needs to get a hold of us or check it’s returned. Now the things next are the ones that we are going to fill out.
Step 2: Date the check
So the first one there is the date and for this year for 2020, it’s really important that you for the full year so that way somebody can’t get a hold of your check-in right in a different year and then cash it falsely.
Step 2: Who is this check for?
The second one is the pay to the order of. So this is the person or business that we are going to make our check out to. Oftentimes it’s a good idea to ask who the checks should be made out to. The boxer on the right that is where we are going to numerically put the amount that our check is for.
Step 2: Write the payment amount
Our next line ends with the word dollars. This is where we are going to write out the amount that our check is for. This does not have to be in cursive. when writing cents put the number of cents over 100 or 0 0 to indicate sense put a line from where you stop writing to the word dollars. This again makes sure that somebody can’t get a hold of your check-in right in a different amounts
Step 2: Memo
The next is the memo. So this is not required but often a good idea to write what your check is for in case down the road you forget what that was actually for and then last is the all-important signature.
So important that you sign your check-in cursive and with your full name. So if you go by a nickname or a Shorten name like Andrew for Andy. So make sure that you are writing Andrew instead of Andy. So writing your full name out there.
What happens if you make a mistake
So there’s a couple of things you can do. So the first one is to fix your mistake and write your initials in cursive next to your mistake. And the second one if you make a big mistake is to write the word void in really big letters all across your check.
Then you’re simply going to start from scratch and start with a new check. Make sure that you know the check number that you’ve voided so that you’re not waiting for it to go through because it never will so these are the parts of the check.
Parts Of A Check
- Account & Routing Number
- Write Your Information
- Date the check
- Who is this check for
- Write the payment amount
Writing a check is not a skill you may find you need every day. But at some point in your life, you will be glad that you know how to write one with confidence.